Effective Date: 04 Mar. 25
1. Introduction :
Welcome to PSR Assurance (“Company,” “we,” “our,” “us”). Your privacy is critically important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, psrassurance.com, and utilize our services. By accessing our website or services, you agree to the terms of this Privacy Policy.
2. Information We Collect:
We collect both personal and non-personal information to provide and improve our services. The types of information we collect include:
- Personal Information: Name, email address, phone number, mailing address, and other contact details.
- Financial Information: Information related to Thrift Savings Plans (TSP), Federal Life Insurance, and other retirement benefits.
- Technical Information: IP address, browser type, operating system, and browsing history on our website.
- Communication Data: Emails, inquiries, or any correspondence with our team.
3. How We Use Your Information:
We use the collected information for the following purposes:
- To provide financial advisory services tailored to federal employees.
- To improve our website functionality and user experience.
- To respond to inquiries and communicate with you.
- To comply with legal and regulatory obligations.
- To send newsletters, updates, and promotional materials (you may opt-out at any time).
4. Information Sharing and Disclosure:
We do not sell, rent, or trade your personal information. However, we may share your information with:
- Service Providers: Trusted third parties assisting us in operations, such as payment processing, data storage, and email services.
- Legal Compliance: If required by law, court order, or regulatory authorities.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred.
5. Data Security:
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no data transmission over the internet can be guaranteed as 100% secure.
6. Your Rights and Choices
You have the right to:
- Access, update, or delete your personal information.
- Opt-out of marketing communications.
- Restrict or object to data processing under certain circumstances.
- Request a copy of the information we hold about you.
To exercise these rights, contact us at info@psrassurance.com.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies before providing any information.
8. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your browsing experience. You may adjust your browser settings to refuse cookies, but this may affect website functionality.
9. Children’s Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have collected such information, we will take immediate steps to delete it.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
PSR Assurance
1332 Ave. Roosevelt, San Juan, 00920, Puerto Rico
Email: info@psrassurance.com
Phone: +1 (787) 688-499